Privacy Policy

Last updated: June 2025

This Privacy Policy explains how Calculators.Finance ("we", "us", "our") collects, uses and protects information when you use our website at calculators.finance. We are committed to compliance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.

1. Who we are

Calculators.Finance is a UK-based website providing free financial calculation tools. For data protection enquiries, contact us at hello@calculators.finance.

2. What data we collect

2a. Calculator inputs

We do not store any financial data you enter into our calculators. All calculations are performed entirely in your browser (client-side JavaScript). No salary figures, pension amounts, property prices or other financial inputs are transmitted to our servers.

2b. Analytics data

We use Google Analytics 4 to understand how visitors use the site. This may collect:

• Pages visited and time spent on each page
• General geographic region (country/city level)
• Device type, operating system and browser
• Referring website or search engine
• Anonymised IP address

This data is aggregated and anonymised. We do not use it to identify individual users. Google's data processing terms apply; see Google's Privacy Policy.

2c. Advertising data

We display advertisements provided by Google AdSense. Google may use cookies to show personalised ads based on your prior visits to this and other websites. You can opt out of personalised advertising at Google Ads Settings or via the Digital Advertising Alliance opt-out.

3. Cookies

We use the following types of cookies:

• Essential cookies: localStorage is used to store your cookie consent preference.
• Analytics cookies: Set by Google Analytics to measure site usage (only with your consent).
• Advertising cookies: Set by Google AdSense to serve relevant advertisements (only with your consent).

Full details are in our Cookie Policy. You can withdraw consent at any time by clearing your browser's localStorage for this site.

4. Legal basis for processing

We process analytics and advertising data based on your consent (UK GDPR Article 6(1)(a)), given when you accept cookies on your first visit. You may withdraw consent at any time. We do not process your data under legitimate interests for advertising purposes.

5. Data retention

Google Analytics retains aggregated data for 26 months. We do not retain any financial inputs you enter. Cookie consent preferences are stored locally in your browser until you clear them.

6. Your rights under UK GDPR

You have the right to:

• Access — request a copy of any personal data we hold about you
• Erasure — request deletion of your personal data
• Restriction — request we limit how we process your data
• Withdraw consent — at any time for analytics and advertising cookies
• Lodge a complaint — with the Information Commissioner's Office (ICO) at ico.org.uk

As we hold minimal personal data (analytics aggregates only), most data subject requests can be fulfilled by clearing cookies/localStorage in your browser. For other requests, email hello@calculators.finance.

7. Third-party services

This site loads resources from:

• Google Fonts — font files served by Google. See Google Privacy Policy.
• Google Analytics — usage analytics. Your IP is anonymised before storage.
• Google AdSense — advertising. Subject to Google's advertising policies.

We do not sell your data to any third party, and do not share identifiable data outside the services listed above.

8. Changes to this policy

We may update this policy when we add new features or when legal requirements change. The "last updated" date at the top will reflect any changes. Continued use of the site after changes constitutes acceptance.

9. Contact

For any privacy-related queries: hello@calculators.finance